Terms & Conditions
Last Updated: September 2026
Welcome to the website of Anand Research & Management Institution (ARMI). By accessing or using this website, you agree to comply with and be bound by these Terms & Conditions. Please read these terms carefully before using our website or relying on any information provided through it.If you do not agree with any part of these Terms & Conditions, please discontinue use of the website.
About ARMI
Anand Research & Management Institution (ARMI) provides information and support relating to financial planning, investment opportunities, insurance solutions, strategic capital, research and advisory, and related financial services.
The information available on this website is intended to help visitors understand our services and areas of focus. Specific services, products, and solutions may be subject to separate terms, eligibility requirements, agreements, regulatory requirements, and applicable documentation.
Use of Website
You agree to use this website only for lawful purposes and in a manner that does not:
- Violate any applicable law or regulation.
- Infringe the rights of ARMI or any third party.
- Attempt to gain unauthorized access to the website or its systems.
- Interfere with the security, functionality, or availability of the website.
- Copy, reproduce, distribute, or misuse website content without appropriate permission.
ARMI reserves the right to restrict or terminate access to the website where misuse or unauthorized activity is identified.
Financial Information and Investment Disclaimer
The information provided on this website is for general informational and educational purposes and should not be considered a substitute for personalized financial, investment, legal, tax, or other professional advice.
Investment products and financial markets involve risks. The value of investments may rise or fall depending on market conditions and other factors. Past performance does not guarantee future results.
Before making any investment decision, visitors should consider their financial objectives, investment horizon, risk tolerance, and individual circumstances and seek appropriate professional advice where necessary.
Mutual Fund investments are subject to market risks. Investors are advised to carefully read all scheme-related documents before investing.
Insurance and Loan Information
Information relating to insurance, loans, financing, and other financial solutions is provided for general understanding. Availability, eligibility, pricing, rates, terms, conditions, documentation, and approval may vary depending on the product, provider, applicant profile, and applicable requirements.
Providing information through this website does not guarantee approval, issuance, funding, or acceptance of any financial product or service.
Accuracy of Information
ARMI makes reasonable efforts to provide useful and current information on the website. However, financial markets, regulations, products, rates, and other information can change over time.
We do not warrant that all information on the website will always be complete, accurate, current, or free from errors or omissions.
Users should verify important information before making financial or business decisions.
Third-Party Websites and Services
This website may contain links to third-party websites, platforms, products, or services. These links are provided for convenience and informational purposes.
ARMI does not necessarily control or endorse third-party websites and is not responsible for their content, availability, privacy practices, security, or terms of use.
Users should review the applicable terms and privacy policies of third-party websites before using them.
Intellectual Property
Unless otherwise stated, the content available on this website, including text, graphics, logos, images, designs, layouts, and other materials, belongs to ARMI or is used with appropriate authorization.
You may view and use the website for personal and lawful purposes. You may not reproduce, modify, publish, distribute, sell, or commercially exploit website content without prior written permission.
Website Availability
We aim to keep the website available and functioning properly. However, we do not guarantee uninterrupted or error-free access.
The website may occasionally be unavailable because of maintenance, technical issues, updates, security measures, hosting problems, or circumstances beyond our reasonable control.
Limitation of Liability
To the extent permitted by applicable law, ARMI shall not be responsible for losses or damages arising from reliance on general information provided through this website, interruptions to website access, technical issues, third-party websites, or investment and financial market movements.
Nothing in these Terms & Conditions is intended to exclude or limit any liability that cannot legally be excluded or limited under applicable law.
Changes to These Terms
ARMI may update or modify these Terms & Conditions from time to time to reflect changes in our website, services, business practices, or applicable requirements.
Updated terms will be published on this page along with the revised date. Your continued use of the website after changes are published constitutes acceptance of the updated Terms & Conditions.
Privacy
Your use of this website is also subject to our Privacy Policy, which explains how information submitted through the website may be collected, used, stored, and protected.
Governing Law
These Terms & Conditions shall be interpreted and governed in accordance with the applicable laws of India, subject to the jurisdiction of the appropriate courts.
Contact Us
If you have questions regarding these Terms & Conditions or the use of this website, please contact Anand Research & Management Institution through the contact details provided on our website.
Anand Research & Management Institution (ARMI)Phone: +91 7016115091
Email: afp25anandg@iima.ac.in